The first steps you take after graduation from Dental School are often filled with much uncertainty. A common issue that all future dental entrepreneurs face is figuring out their vision for their career. One factor that can set your vision off course early on is not having appropriate and professional legal help.
Treloar & Heisel
If you are about to graduate, the biggest financial decision ahead of you – will be what to do about your student loans.
Before you settle on a loan repayment program, you’ll need to understand if you operate at a cash surplus or deficit, This requires understanding all of your monthly expenses. Once you know that, you’ll be able to plug in the potential loan payments and see what will work best for your specific situation.
Working with dental students across the nation we get a wide variety of questions regarding disability insurance. The most common question is: “What is underwriting?”
A business owner policy, frequently abbreviated to “BOP,” is an insurance policy that typically covers you for events ranging from fire, to theft, or a general liability claim against your office.
As the population changes, businesses respond to the needs of their various markets. The insurance industry is no different. At Treloar & Heisel, we work with many large national companies that offer insurance products. Our job is to keep a pulse on the market, assess what’s available and evaluate best fit for our clients on a case-by-case basis. One of the companies that has recently made changes to its disability income product is MassMutual. What’s changed, and why should you care? Read on!
Once you understand how important it is to put disability income insurance in place early on in your career, the next question is how to obtain it.
Most people who transition from training to practice experience a sudden surge in income. With that, frequently comes the desire to make up for years of living a student lifestyle, coupled with an objective to ‘get rid of mountains of debt’ that has accrued over the years.