Book review & giveaway: “Hot (broke) Messes”

Book review_thumbnail image.fwUPDATE: This contest is now closed. Congratulations to our two winners: Addie Tupman (predental from NH) and Sabrina who commented below!

One of the books that I find myself recommending often to dental students is “Hot (broke) Messes,” by Nancy Trejos.  The book is a quick-read, but contains a lot of good resources along with relatable stories.  There is something for everyone in this book.  Nancy Trejos shares her own struggles with financial obligations once she was done with school and living on her own.  As a personal finance columnist, it was her job to counsel people on how to wisely spend their money.  At the same time, she was having a difficult time paying her bills and paying down her credit card debt.  Nancy’s experiences are relatable to many recent grads.

Nancy takes readers through the decision to buy a home, invest in retirement accounts and still have some fun (without “breaking the bank”).  She delves into some of the topics we have covered in Money Monday, from how to pay back your student loans to the difference between “good debt” and “bad debt.”  She shares accounts of a relationship that did not work, her parents’ humble upbringings and mustering up the courage to ask her parents for a loan.  She moves from discussing the reasons people spend money beyond their means to sharing advice for keeping control of one’s finances.  In the book, the reader learns a little bit about credit scores and taxes; sometimes the most basic finance rules become the most difficult to follow in reality.  The book is a quick read and will likely appeal to anyone who has ever struggled with balancing their own personal finances.

Would you like a copy of Nancy Trejos’ book? Mouthing Off is giving away two copies! You have two chances to win–here’s how:

  1. Subscribe to Mouthing Off by entering your e-mail address into the box on the top right of this post that says “Get MO in your inbox.”
  2. Earn a second entry by leaving a comment below. Tell us what financial questions you’d like us to answer in Money Monday.

Contest closes Oct. 7 at 12 p.m. CST.

~Megan Hille, Esq., Pesavento & Pesavento

Note: This Money Monday is being published on a Tuesday due to a technical error. All other Monday features will still be published on Mondays going forward.

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Comments (12)

  1. Agatha

    How much money should I save (at minimum) in an emergency fund?

  2. Karen

    For someone who has not applied for a student loan before, what are the crucial steps? Every expense counts. Are there used dental books? Do students have to buy all of the books listed? Are there stories or articles on after-dental-school-life that deal with paying off student loans?

    • Kim Schneider

      Hi Karen! These are great questions. Start by visiting the ASDA website for some helpful resources on paying for dental school. Also, be sure to read ASDA’s publications for the financial matters section and keep visiting Mouthing Off for Money Mondays!

  3. Jacob

    I could definitely use some financial counseling. I attend school in NYC and everything I do here seems to cost money…more than I have!

  4. Elgan

    I would love to have this!!! Can never have enough financial advice.

  5. Kyle

    As someone who will be self employed, what are my best retirement savings options?

  6. Addie

    I am a predental student who works full time and also has a family. Any advice you may have for setting a budget in preporation for starting dental school would be wonderful. Thanks so much!

  7. Sabrina

    Who couldn’t use some sound financial advice?? We are contemplating how to pay for dental school, should we buy our first house or continue renting, and the possibility of having children…all cost too much! Can loans be taken out to help with basic cost of living in addition to actual tuition and fees? If so, which loans are the best for these types of expenses? Thanks!!

  8. Raisa A

    Thank you for the advice in the article! Perhaps you can discuss how banks look at your financials and current debt and how that helps them determine how much of a loan they will give you for starting your own practice?

  9. Kim Schneider

    All of these ideas are so great! Megan Hille sure has a lot to write about in coming months 🙂 If you haven’t seen it, check out ASDA’s “money issue” of Mouth magazine. It covers some of the topics you suggested here: summer Mouth 2012