Money Monday

How the ACA will impact your taxes this year

taxesBy now, we have all been inundated with stories about the Affordable Care Act and how health care will dramatically change as a result. How does this impact each American financially, though?

Starting this year, when you file your personal tax return, you will need to attest to whether you have health insurance coverage. If you do not have coverage, you will pay a fine. Read on…

Scholarships to help you pay for dental school

moneyThe number one concern for many students deciding whether to pursue a career in dentistry is often finding the means to pay for it. For many, student loans provide the majority of funds used to pay for dental school; however, student loans come at a high (interest) price. Scholarships can be a great way to HELP subsidize part of the burden that is dental school tuition. For those just thinking about their paths to dental school, here are some options that are available…

Questions to ask on a job interview

questionsFor those of you who think ahead or are thinking about poising yourself for future job interviews, there is no time like the present. So, when you get those job interviews, what should you ask? It will serve you well to be prepared with a list of questions and concerns and be proactive when negotiating employment terms. The following are some great questions to ask potential employers…

3 financial books to read over winter break

piggy bank with bills cropYou’ve probably heard the saying “there’s no time like the present.” Well, this is especially true when it comes to figuring out your finances. As you look toward a life of managing time and money, the sooner you get a handle on some of the basics, the better. Other than Money Monday, where should one look to start understanding the made-to-seem-complex world of finances? If you are looking for some guidance, other than the books we have mentioned in the past, here are some good reads:

Personal finance in the digital age

Screen Shot 2014-11-21 at 4.52.29 PMWatch the video in this post from Ryan Schulte, a partner in financial advising from Envision Wealth Group. Ryan has been working with dental students and dentists for many years. He says one of the biggest things people are noticing across the country is the mess being made from lack of personal financing. Budgeting is important! The digital age makes it too convenient to venmo your friends, set “auto-reload” to your Starbucks account app, or buy pretty much anything by synching your credit card with the Target app. On average, people are only saving 3-4% of their income. We should be aiming for around 15-20% in savings. Shocking, but with hard work and dedication, you’ll be happy you did!