As a dental student or resident, you probably haven’t thought much beyond getting your first job. Once you get your first job, you are going to have a lot of decisions to make. Hopefully, one of the first ones will be to decide what to do with the money from your paycheck that you don’t spend. If you have student loan debt, you might be ready to throw your entire paycheck at your debt. Should you? Maybe, maybe not. It’s different for everyone. But here are some things to consider.
If you keep up with Mouthing Off, then you’ve read several posts about stress relief and mental health. And if you are like me, you read them, but you don’t change any habits because of the notion that “there’s not enough time” to do so. Despite their stress-relieving benefits, I was continually telling myself that I didn’t have the time to do yoga or meditate. Over the past couple months, though, I noticed that with graduation looming, I was not sleeping well. I believed my lack of sleep was due to increased stress, so, while awake in the middle of the night, I searched for ways to relieve stress.
Over 40 million Americans hold $1.4 trillion in student loan debt, according to the Federal Reserve Bank of New York. ASDA partner SoFi answers some commonly asked questions about student loan refinancing.
You finally accept your first job at a great private practice. They offer you $600 a day (about $150,000 a year), and you are ecstatic. You remember them saying something about being an independent contractor, but you didn’t really understand what that meant, so you took the job anyway. Now you are left to figure out what that means.
As you revisit your goals for 2018, don’t forget to make your personal and professional wellness top priorities. These archived Mouthing Off posts should help you get started.
Getting enough sleep is arguably one of the most challenging aspects of dental school. Between attending classes and studying for tests, working on your lab skills and seeing patients, it can be tough to find enough hours in the day to get ample sleep. While we’re all familiar with the many platitudes regarding ideal sleep schedules and the benefits of getting enough rest, it can be challenging to actually incorporate those guidelines into your everyday schedule. However, there’s no question that getting restful sleep is important.
After you begin to practice dentistry, you will seek advice from advisors in all kinds of arenas: legal, accounting, financial and more. You will rely on the advice of these key advisors to make wise and beneficial decisions. Therefore, not only is it important that you form a “team” of dental-specific advisors to help guide you during your entire career, but it is important to understand the areas in which risk management will be imperative to you as a practitioner.