That’s the amount of student loan debt the average dental student graduates with.
As I point out to students, should you become disabled and can’t complete dental school, it’s likely you’ll still have to repay your student loans. And that can be tough—especially if you already have a family or other financial obligations.
That’s why it’s smart to have disability insurance now, since it can help serve as debt protection. Life insurance is equally as important: to help ensure your family is taken care of, to serve as practice loan collateral and to protect your future insurability.
As a benefit of your ADA student membership, you have access to ADA-sponsored Student Members Term Life and Disability Insurance at no-cost!
When you graduate dental school and begin working, you may incur costs that relate to your practice. If you use a non-dental accountant to do your tax return(s), it is quite possible that they may not even inquire about certain expenses that you incurred during dental school which can be used to your advantage once you start practicing. Books, journals and instruments you acquire during dental school are known for tax purposes as a “professional library” and can be expensed as depreciation over several years’ tax returns. This, in turn, lowers your taxable income, which is a good thing!
Believing that dentistry was my dream job, I knew that I needed to discipline myself to maintain a healthy lifestyle by training my mind and body. Staying fit wasn’t just about succeeding in dental school. I viewed every workout session as a personal battle and challenge to endure, persevere and test my limits. As I began to improve and see results, I wanted to challenge myself further. I decided to try out for American Ninja Warrior.
Social media may be one of the quickest and easiest ways to reach an audience. Although word of mouth is one of the best forms of marketing, a social media presence can bring a boost to your private practice. Facebook, Twitter, and Instagram are our generation’s chosen platforms for advertising. There are many ways to use social media to our advantage once we get out of dental school and into the real world.
Now that dental school is ending, you might recall the lunch & learn you attended where MedPro discussed malpractice insurance as you devoured your sandwich.
You may remember the differences between occurrence and claims-made policies, the importance of carrier financial strength ratings, and why having PURE consent is a big deal.