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That’s the amount of student loan debt the average dental student graduates with.
As I point out to students, should you become disabled and can’t complete dental school, it’s likely you’ll still have to repay your student loans. And that can be tough—especially if you already have a family or other financial obligations.
That’s why it’s smart to have disability insurance now, since it can help serve as debt protection. Life insurance is equally as important: to help ensure your family is taken care of, to serve as practice loan collateral and to protect your future insurability.
As a benefit of your ADA student membership, you have access to ADA-sponsored Student Members Term Life and Disability Insurance at no-cost! All you have to do is create a login to request activation of this coverage. Once your ADA student membership is verified and your insurance is activated, you’ll receive:
ADA Student Members Life Insurance
Term Life Insurance — $50,000
Accidental Death Insurance — $50,000
ADA Student Members Disability Insurance
Disability Insurance — $2,000/month
Student Loan Repayment Benefit — Up to $150,000
Earn $500 for your ASDA chapter
When 80% of the ADA student members in your school’s chapter are insured by May 31, 2015, we’ll reward your ASDA chapter with $500!
All you have to do is request activation of this no-cost insurance. Just create a login and follow the prompts (have your ADA number handy). When you create your login by May 31, 2015, you’ll receive a complimentary $5.00 coffee e-card.
If you have any questions, just call 866.607.5338 or email us at [email protected]. I or one of the other Insurance Plan Specialists will be glad to help.
For more on eligibility, pre-existing conditions and other information, visit insurance.ada.org/Student.
What does being insured mean to you? Comment below!
*Source: 2013 ADEA Survey of Dental School Seniors
~Cathryn Hopson, insurance plans specialist, Great-West Financial