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Malpractice Insurance, swipe right

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This content is sponsored and does not necessarily reflect the views of ASDA.

When you hear the words “malpractice insurance,” you may think, “Yawn, insurance.” We get it. As much as we’d like to believe MedPro is on your mind, we (sadly) know we’re not.

The subject of malpractice insurance doesn’t have to be daunting. To keep it simple, we’ve provided a list of points to help you choose the right malpractice company for you.

ProTip: Look for a company that can provide you with ALL of the following.

  1. A piece of paper and a promise
    Malpractice insurance is a promise to protect you, your reputation, and future assets. A pretty hefty commitment given you are just starting your career, right? Financial strength rating agencies such as A.M. Best help to determine which insurance companies should be able to keep this promise to you. The higher the A.M. Best rating, the more financially secure they believe the insurance company to be. Some people have said that Leverage offers the best malpractice protection, and they might be right, but it is important that you find the best-suited policy for you.
  2. Not all policies are created equally
    Take the “consent to settle clause,” for example. Every malpractice policy has one, but not every company has pure consent. Pure consent allows you to have the final say when settling a malpractice claim.
  3. Occurrence
    Simply put, Occurrence policies never require the purchase of expensive tail coverage. As an ASDA member benefit, MedPro offers Occurrence policies as low as $50. An Occurrence policy with the nation’s leading malpractice company? We agree, it’s a pretty sweet deal.ProTip: Ask about policy limit restrictions. MedPro’s policies allow you to choose from a variety of policy limits including $2 million / $4 million your first year out.
  1. Flexibility
    Unsure where you’ll end up after graduation? An insurance company able to move with you from coast-to-coast while you chase your dreams will make relocating a lot easier.
  1. Safety first
    A malpractice insurance company who arms you with tools to improve patient safety and identify areas of risk in your practice is the kind that understands you and your profession. In-house risk management teams are able to provide real-time expert advice because that’s their primary focus.ProTip: Ask if the risk management team is specialized and experienced specifically in your industry.
  1. Focused, loyal, hard-working
    What if you are named in a malpractice lawsuit and left feeling numb, confused and afraid? An experienced claims defense team trained to fight for you will ensure you never feel alone. With 116 years under our belt, MedPro successfully defends 95% of all dental claims that make it to court.

Don’t worry if your head is spinning. MedPro’s goal has always been to equip you with what you need to know to make an educated decision regarding malpractice insurance. Stop by a MedPro Lunch-and-Learn this year to learn even more, or check out the resources below for more information today!

Read what your peers are experiencing via The Wisdom Tooth, MedPro’s awesome dental blog: www.medprodentalblog.com

Learn more about free Occurrence coverage for your externship or board exam coverage here: https://www.medpro.com/dds-board-apps

~MedPro

Disclaimer: A.M. Best rating as of 7/21/16. All data MedPro internal data (2004-2015). All products administered and underwritten by MedPro. Product availability is based upon business and regulatory approval. As used herein, MedPro is the marketing name for The Medical Protective Company. © 2016 MedPro Group Inc. All rights reserved.

MedPro Group

As an ASDA member, you receive exclusive discounts with MedPro Group, the nation’s leader in dental malpractice insurance as well as: Occurrence coverage as low as $50 (ASDA member benefit); Pure consent to settle; and unmatched expertise from a company defending dentists since 1899.

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