This content is sponsored and does not necessarily reflect the views of ASDA.
You won’t find a class on disability and life insurance in your school’s course catalog. Yet, it may be as vital to your future success as knowing how to fill cavities.
You may not realize that there’s much more to life insurance than a payout if something unexpected happens to you.
It can help protect your investment in yourself and your future.
Here’s your quick study guide on how you may benefit by getting disability and life insurance now:
The best time to get coverage is when you’re healthy. It’s hard to think about it when you’re in your 20s. But that’s precisely when you should think about it. Because disability and life insurance is usually easier to get when you’re young and, presumably, healthy. Generally, it becomes harder and more costly to obtain after a disabling accident and/or illness.
It grows with you. Once you have life insurance, you can typically add to it. As you transition into your career, get married and have children, it may be easier to add to the coverage you already have.
ADA gets you started at no cost. If you think you can’t afford it, jot this down: ADA-sponsored disability and life insurance costs nothing for ADA student members. You are eligible for $50,000 in life insurance, $2,000 per month in disability coverage and up to $150,000 in student loan repayment benefits.
To learn more about no-cost ADA disability and life insurance for student members, visit insurance.ada.org
For more on eligibility, pre-existing conditions and other information, visit insurance.ada.org/Student.
Great-West Financial refers to products and services provided by Great-West Life & Annuity Insurance Company (GWL&A), its subsidiaries and affiliates.
ADA® is a registered trademark of the American Dental Association.
~By Nancy Fix, Insurance Plan Specialist, Great-West Financial®