Let’s talk about credit cards: the good, the bad, the not-so-ugly. Most adults have at least one credit card that they use frequently. With the influx of technology in recent years, paper use has decreased; this includes the use of money. People don’t carry or use cash as often. A credit card is easier to carry, offers rewards or points and (uh oh) allows you to carry a balance. While credit cards are great in that they allow you to build credit history, people often sign up before entirely understanding what they are getting into. Here are some of the MYTHS about credit card use…
How to save for the future while in dental school
It has been awhile since we talked about savings and how to save while incurring large amounts of debt in dental school. Typically, it is recommended that everyone has an “emergency fund” to cover at least 3-6 months of their fixed costs in case they are unable to work or have an immediate family need. How can you make this happen while still in dental school? Read on…
Feeling broke? Think again. You’re richer than you know!
When I meet dental students, as I regularly do in my travels to schools, I always make a point of asking: “What’s your most valuable asset?” The response is typically a glare that translates to: “Are you kidding me? Do you have any idea how much it costs to be here?!”
Credit cards revisited
We have covered this topic before, but with the increasing costs of attending school and living in some of the major cities where schools are located, it is a topic worth revisiting. Credit card debt is some of the most easily accessible debt to students, but also the most harmful. Many students, already living off of debt in the form of school loans, do not think twice about charging necessary living expenses and other “standard of living” expenses to their credit cards.
5 things I wish I had known before becoming a dentist
For fourth year dental students, graduation is just around the corner. In this post, the dentists who wrote “So You Want to be a Dentist?” offer some advice they wish they’d had before graduating dental school.