When we go to the dentist, we are used to paying for the appointment through a private insurance company or out-of-pocket. Government-funded programs do exist, but their scope is relatively limited. Other places in the world have different models to pay for various health care services.
Once we reach our third and fourth year of dental school, many of us turn 26 and face being removed from our parents’ health insurance plans. With the rising cost of health insurance, a significant financial burden is placed on students with few resources easily available to find affordable coverage.
For the first 21 years of my life, I did not have dental insurance. I just paid out-of-pocket costs whenever I needed care. For me, this wasn’t an issue because I took care of my teeth and, thankfully, didn’t have many problems. I always assumed, however, that if a problem ever did arise, getting the information on attaining dental insurance would be as simple as asking my dentist.