Personal accounts on why you need insurance

insuranceAs dentists, we’re in the business of prevention. But what happens when in spite of our preventive efforts, our patients develop a problem? We quickly move into damage control mode to protect our patients’ interests.  Shouldn’t we do the same for ourselves?

That’s why we need insurance.  When something happens, we want to control the damage and protect our interests.  Would you ever consider leaving an auto dealer with your new car and no auto insurance?  You have so much invested in your decision to become a dentist, and as a result of this investment, you have tremendous earning potential.  Yet although you’d insure your car without hesitation, you still haven’t insured yourself.

Maybe you just don’t know what you need.  Unfortunately, both of us got a quick education when we had to use our insurance plans early in our careers.  We are hoping that our stories will help to illustrate which insurance coverage you need as soon as you get your license, and why.

Free malpractice insurance: Ask before you sign

Survival kit tooth_CUT At this point in your career, we’re sure you’ve heard of employers offering to pay for your malpractice coverage. Is there a catch? Perhaps. As part of The Medical Protective Company’s (“MedPro”) commitment to dental students, we want you to feel comfortable, well-educated and in control when selecting your first malpractice insurance policy. To help you, we’ve put together some tips on how you can accomplish this.