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Let’s face it; getting an undergraduate degree can be expensive. Throw in dental school and there’s a good chance you paid a pretty penny for your education. Chances are when you receive your dental degree, there’s some debt attached to it. Here a few ways to keep your expenses under control as you pursue your dental career and during its early stages.
Live within your means.
This seems like a simple tip, but it’s easier said than done for a lot of people. Fortunately, you don’t have to be a lot of people! You only have to do what works for you. You’re working hard and would love nothing more than a vacation, but if you know it’s not in your budget currently, hold off until it is. Won’t that trip be more enjoyable when you know you can truly afford it?
Keep your debts to a minimum.
As previously mentioned, your undergraduate and dental degrees may come with debt. If that’s the case, try to keep the debt at just your student loans. Buying things you don’t need with a credit card and then only paying the minimum each month will only make things harder down the road. Same goes for taking out an expensive car loan. Instead, find a used car that’s in your price range until you’re in a position to purchase something more expensive.
Look for discounts any way that you can.
When you go food shopping, be sure to search the paper for coupons first! Or when you’re looking to insure that affordable car you purchased, keep an eye out on ways to save on your car insurance. For example, ASDA members could save on their insurance with a special discount from GEICO! Visit geico.com/stu/asda or call 1-800-368-2734 to learn more.
~Joe Dyton, senior copywriter and creative coordinator, GEICO