Contrary to what most dental students believe, you’ll need malpractice insurance before you even graduate dental school. Why? Because every dental student has to take board exams. And if you plan to do an externship, you’ll also need coverage for that risk, too.
Some dental boards may offer pre-arranged coverage, but this could be through a carrier that doesn’t specialize in malpractice insurance. The coverage also might be on a Claims-made basis, which requires the purchase of tail coverage when you cancel.
Any students who plan to complete an externship will need malpractice coverage to protect themselves from claims or other incidents that might occur. If this coverage isn’t already provided by your dental school, you’ll need to purchase your own.
Applying for free coverage
MedPro Group offers free coverage for your board exam and while you’re completing your externship. It is on an Occurrence policy, which means you don’t have to buy tail coverage, and it’s available in all 50 states. Here’s how you can apply:
- Visit medpro.com/boardandexternship.
- Download and complete the one-page application.
- Email the application to firstname.lastname@example.org.
MedPro Group is the marketing name used to refer to the insurance operations of The Medical Protective Company, Princeton Insurance Company, PLICO, Inc. and MedPro RRG Risk Retention Group. All insurance products are administered by MedPro Group and underwritten by these and other Berkshire Hathaway affiliates. Product availability is based upon business and/or regulatory approval and may differ among companies. Visit medpro.com/affiliates for more information. © 2019 MedPro Group Inc. All Rights Reserved.
This blog post is sponsored by MedPro Group.